A summary of key market trends, economic developments, and investment insights from the fourth quarter of 2025, including U.S. equities, international markets, fixed income, and considerations heading into 2026....
Software stocks have fallen nearly 30% as artificial intelligence reshapes the industry. Learn what’s driving the sell-off and why diversification still matters....
Two identical salaries can lead to dramatically different retirement outcomes. Learn how lifestyle creep and managing salary raises can impact long-term retirement savings and financial flexibility....
After years of lagging behind large-cap stocks, small caps are showing renewed momentum as interest rate expectations shift. Strong S&P 500 performance may have quietly pushed many portfolios out of balance. This piece explores whether recent small-cap strength signals an...
The S&P 500 continued its record-setting run in 2025, reaching more than 35 new highs amid strong performance from large-cap technology and continued enthusiasm around artificial intelligence. While headlines point to broad market strength, performance beneath the surface remains uneven,...
Emotions influence financial decisions at every level of wealth. Behavioral finance helps bring structure, objectivity, and long-term focus to complex financial choices....
Artificial intelligence is changing how fraud works, making scams more convincing and harder to detect than ever before. From voice cloning to deepfake impersonation, criminals are using AI to target individuals and families with growing sophistication. Learn how these threats...
Small business owners have several retirement plan options to consider, including SIMPLE IRAs, SEP IRAs, and 401(k) plans. Learn how each works and how to choose the right retirement plan for your business....
Life insurance can help provide financial support for your family if you pass away. Learn how to assess life insurance needs by reviewing income, expenses, assets, and future obligations....
A Roth 401(k) allows employees to save for retirement with after-tax contributions and potentially tax-free withdrawals. Learn how Roth 401(k)s work and how they compare to traditional 401(k) plans....
Fourth Quarter 2025 Newsletter